what makes this card so hot?

You'll earn flights faster with us than anywhere else, and we'll give you rewards you can actually use. Its rand for rand value, no funny points systems to work out. R1 kulula moolah = R1 = 1 ZAR’s - no hidden fees or catches. Better yet, apply now and we'll give you R200 kulula moolah to get you started if you spend R1 000 within the first 30 days of getting your new kulula credit card. That’s an activation reward for doing what you do best - swiping.

Get yourself one by completing our quick and easy 3½ minute online application and get an instant response from us. We'll even deliver your card right to your door.

Apply now

Select one of the following topics:


  • kulula moolah

    Do all kulula credit card holders earn credit card rewards?

    If your kulula credit card number begins with 4222 you don't earn kulula moolah credit card rewards on your monthly credit card spend, but … more

  • the nitty gritty

    in big bold print

    When you spend on your kulula credit card, you get cash back in the form of kulula moolah which is as good as real hard cash – 1 kulula moolah = 1 ZAR

    kulula credit … more

  • benefits

    more reasons why a kulula credit card is worthwhile

    If you have a kulula ‘reward’ credit card you’re in the pound seat because... (These benefits apply to kulula credit cards that … more

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