what makes this card so hot?

kulula moolah

Fri, 22 Jun 2012 13:25:26 GMT

Do all kulula credit card holders earn credit card rewards?

If your kulula credit card number begins with 4222 you don't earn kulula moolah credit card rewards on your monthly credit card spend, but you’re still entitled to the following benefits:

Burn your kulula moolah for anyone, on any kulula flight at anytime
5kg extra free baggage allowance if you present your kulula credit card at check-in, when travelling on a kulula.com flight
You get all the convenience associated with a Visa credit card, easy shopping at 25 million stores world wide, wherever the Visa logo is displayed
Up to 55 days interest free credit period
Budget facility for purchases over R200 which can be placed on budget over a period from 6 to 60 months
Free Global Travel Insurance when you pay for you ticket in full with your kulula credit card.
Free online banking registration and subscription
Free 'moolah messaging' on all transactions over R100
Free lost card and PIN protection

What is kulula moolah?

Whenever you spend on your kulula credit card, you get cash back in the form of 'kulula moolah' which you can put towards any kulula flight to any kulula destination, at any time. You don't have to collect enough kulula moolah to pay for an entire flight, just use what you've got and pay for the rest, and you can also book tickets for family and friends using your kulula moolah, not just yourself. kulula moolah cannot be redeemed for cash, only for flights.

How much moolah do I earn on my credit card spend?

We'd like to give you the world. But since that's beyond our budget, we've worked out a nifty system to get you jetsetting. The amount of kulula moolah you earn will depend on how much you spend during one month.

spend during the month:	you'll get back:
R0 - R5 000	= 3% back in kulula moolah
R5 001 - R10 000	= 2% back in kulula moolah
R10 001 - R20 000	= 1% back in kulula moolah

So if you spend just R2 000 on your credit card for 6 months, you'll have R360 in kulula moolah to blow.
The best news is airport taxes can also be 'paid' for using your kulula moolah, so there's really no hidden costs. Just remember that the kulula moolah you earned in month 1 will expire in month 6 (it's a rolling expiry) so it's a good idea to book your seat before then.
See our calculator crunches for more examples.

calculator crunches (earning examples)

The amount of kulula moolah you’ll earn will depend on what you spend on your card during that month. Earn anything from 1 – 3% cash back.
kulula moolah earning on general spend monthly

monthly spend	kulula moolah earning
R0 - R5 000	3%
R5 001 - R10 000	2%
R10 000 - R20 000	1%

Here's an easy example of your spending for the month:

monthly spend
Shoes	R600
Toiletries	R450
CD’s	R420
Groceries	R1 800
Clothes	R2 500
total:	R5 770

Your kulula moolah earned would be split over two earning categories:

kulula moolah earned over two spend levels
spending	%	kulula moolah earned
R5 000	@ 3% =	R150
R 770	@ 2% =	R15.40
total
R5 770		R165.40

How much kulula moolah have I got to spend?

The website will tell you how much kulula moolah you've earned. If you don't have enough moolah to book a full flight, don't panic. You can use what you've got and pay the balance using your credit card.
The great thing about kulula moolah is that you don't have to spend years hoarding and collecting moolah before you can use it. Every little bit counts, and you can redeem it as soon as it's in your account.

When and where can I view my kulula moolah balance?

Once a month you'll receive your credit card statement, which will show your kulula moolah earned for that statement. Better yet, at any point in time you'll also have access to all this info online when you log in using your travelbank username and password.

redeeming your kulula moolah is oh-so-easy:

A travelbank account would have been set up on your behalf when we changed systems.
Your kulula moolah spend will reflect in the travelbank account.
Once you’ve received your login and password simply shop on kulula.com, find your perfect fliht and log into travelbank through the ‘kulula ID’ login.
Once you get to the payment page you can select travelbank to pay or part pay for your flights.
Always combine your payment with a credit card. *Hint - pay with your kulula credit card and earn even more kulula moolah.

if you just recieved your kulula credit card

You’ll need to activate your kulula ID.
To activate visit kulula.com and create a kulula ID profile. (This tells us just a little more about you)
Once you have your kulula ID give us a call on 0861 KULULA (585852)
We’ll help you set up your travelbank account.
R200 will be deposited into this account if you spend R1, 000 in your first month.

When don't I earn kulula moolah?

There aren't many occasions when you won't earn moolah, but these are them:

On certain transactions, such as ATM transactions, internet and electronic transactions, when you buy petrol or anything related to petrol, when you withdraw cash and when you make purchases with travellers' cheques
On finance charges, account service fees and ledger fees. If you have government tax debited against your account, you won't earn moolah, either
If your account goes into arrears, there will be no moolah for you. You won't earn moolah from the date your account goes into arrears until you pay the required amount
Once you've spent over R20 000 in the same month (or billing cycle), you won't earn any kulula moolah. Why you ask? Cause we're encouraging responsible shopping. We don't want you to blow all your bucks in one month on credit.

Does kulula moolah expire?

Yip! kulula moolah expires every 6 months, i.e. the kulula moolah earned in month 1 will expire at the end of month 6. Keeping in mind, you can still travel on any flight at any time - as long as you book your trip before the six months expire.

the nitty gritty

Fri, 22 Jun 2012 13:04:15 GMT

in big bold print

When you spend on your kulula credit card, you get cash back in the form of kulula moolah which is as good as real hard cash – 1 kulula moolah = 1 ZAR
kulula credit cardholders that have our stunning reward earning credit card, can earn as much as 3% back in kulula moolah (capped at R20 000) on their monthly purchases (credit card rewards)
You can use your kulula moolah to pay for any kulula.com flights and flight changes including admin fees. kulula moolah cannot be used towards any flight extras like extra bags
There are no restrictions when booking flights using your kulula moolah, you can book any flight that has seats available, for anyone, and at anytime; this includes flights over peak periods, during school holidays and public holidays. You just have to use your kulula moolah before it expires (normally every 6 months)
If you have enough, you can use kulula moolah to pay for the full value of your ticket, including the VAT and airport tax. This means that your ticket is free
If you don't have enough kulula moolah to cover the cost of a full flight, you can use travelbank to part pay and pay the balance with a credit card
Only credit card payments can be accepted with travelbank part payments.
There are no hidden costs when using your kulula moolah to pay for flights, it's all inclusive. kulula moolah has the same value as cash
Credit card rewards are valid for 6 months, but don't panic, you can book any flight up to 9 months in advance, all you have to do is use your kulula moolah before it expires. Remember, that only the kulula moolah that you earned in month 1 will expire in month 6, so it's a rolling expiry, not a lump sum

benefits

Fri, 22 Jun 2012 12:37:35 GMT

more reasons why a kulula credit card is worthwhile

If you have a kulula ‘reward’ credit card you’re in the pound seat because...
(These benefits apply to kulula credit cards that start with 4303)

apply now

You earn free flights faster than with any other credit card.
You'll score R200 kulula moolah if you spend R1 000 on your kulula credit card in the first 30 days of receiving it.
Earn up to 3% back in kulula moolah on your monthly kulula credit card spend.
If you're a Discovery Vitality member you'll get 3 x the benefits, the Vitality discount of up to 35% on all kulula flights while enjoying the ability to burn kulula moolah on your already discounted flights; plus you'll get your credit card reward when you pay with your kulula credit card.
Use your kulula moolah to book a flight for anyone, not just yourself.
You get an extra 5kg free baggage allowance if you present your kulula credit card at check-in, when travelling on any kulula.com flight; this means your bags can weigh 25kg!
You get all the convenience of a Visa credit card with easy shopping at 25 million stores worldwide.
Up to 55 days interest free credit period.
Budget facility for purchases over R200 which can be placed on budget over a period from 6 to 60 months.
Free Global Travel insurance when you pay for you ticket in full with your kulula credit card.
Free online banking registration and subscription
Free 'moolah messaging' (in contact messaging) on all transactions over R100.
Free lost card and PIN protection.
The ability to withdraw cash at over 745 000 ATMs worldwide.
Transfer facilities to other bank and third party accounts.

benefits	kulula credit card
benefits	starts with 4222	starts with 4303
activation reward (R200 kulula moolah paid when you spend R1000 in the first 30 days of receiving your kulula credit card)		•
credit card rewards (up to 3% kulula moolah earn on monthly credit card spend capped at R20,000)		•
kulula moolah redemption on kulula flights and flight changes		•
5kg extra free baggage allowance	•	•
easy shopping at 25 million shops worldwide	•	•
up to 55 days interest free credit period	•	•
budget facility	•	•
free online banking registration and subscription	•	•
free moolah messaging on transactions over R100	•	•
free Global Travel Insurance when you pay for your ticket with you kulula credit card	•	•
free lost card and PIN protection	•	•
transfer facility	•	•